“Please let it be known that The Law Offices of Dorothy Tischler and Market Title Services, LLC have acted as bank attorney for Fifth Third Wholesale Mortgage for several years, covering numerous mortgage closings. I have always found their work to be thorough and competent and I enthusiastically recommend their services.”

- Bill Kennedy
  Account Executive
  Fifth Third
  Mortgage Co
.



“Thank you all so much for your hard work! We are so happy to own our new home and could not have done it without you.”

Sincerely,
Matt and Cheryl

Market Title Services LLC

Because title insurance rates are regulated in New York, the amount you pay should not vary from company to company. Therefore in choosing a title company, the distinguishing feature is experience and service. Excellent service can mean the difference between a smooth, efficient real estate transaction, and a difficult and costly one. Count on us for unsurpassed service and a straight-forward real estate transaction.

Troy, NY door

Efficient and Flexible

We strive to keep turn-around time to a week or less -- from the time we order the search to the time the title report goes out our door.

Of course, there are times when one week will seem like too long, and we can always accommodate those special occasions. Because we establish strong long-term relationships with our clients, we work with you on the rare occasion that a transaction does not close.

We strive to reveal all title problems related to the subject property, and to help solve those problems. Our very experienced staff has the knowledge and savvy to clear title issues such as foreclosures, undischarged mortgages, judgment payoffs, outstanding taxes, erroneous property descriptions, etc.

We work hard to continuously provide timely, accurate and courteous service. Our staff will work closely with, and be great assistance to, your clients, their loan processors, realtors, closers and bank attorneys in working through any challenging title situation.

For quick, accurate, excellent service, try us on your next order. Click here for a title insurance quote. 

What Every Home Seller and Buyer Should Know About Title Insurance

Most home sellers and buyers have been informed that obtaining title insurance will provide them necessary protection over possible title defects; but many remain uncertain about why this is so - or even about what title insurance is. Your home is the single most important and costly asset you will probably ever own. Problems with the title to your property can limit your use and enjoyment of real estate, as well as bring financial loss. Protection against hazards of title is available through a unique coverage known as title insurance. Unlike other kinds of insurance that focus on possible future events and charge an annual premium, title insurance is a one time payment and is a safeguard against loss arising from flaws and defects already existing in the title.

Risk Elimination Before Insuring:

Title insuring begins with a search of the public land records for matters affecting the title to real estate concerned. The search process provides warnings of title flaws that must be dealt with before the property can change hands. Some examples of typical title flaws may include: deeds that contain improper vesting and incorrect names; outstanding mortgages, judgments and tax liens; easements; incorrect notary acknowledgments; and many more. Once title professionals find these title issues, they then work to remedy any problems that could keep you from having "clear" title to the subject property.

Your mortgage lender also has a great financial interest in the property you're buying. Just as you do, lenders rely on the Title Insurance Policy to ensure that they won't be impacted by unforeseen title problems that could affect them. The Lender's Policy covers them for the amount of the loan, but decreases and eventually disappears as the loan is paid off. However, this policy does not protect your interest as a homeowner. You need to purchase a separate Owner's Title Insurance Policy, so don't forget to request one! The Owner's Title Insurance Policy is ordinarily issued in the amount of the real estate purchase price and lasts as long as you have an interest in the subject property.

A Market Title Services insurance policy is much more cost-effective than the other kinds of insurance you may have purchased. For a single, one-time-only fee, we provide a title policy that remains effective until the property is sold to a new owner - even if that doesn't occur for decades, and it protects you after you sell.

Any prospective buyer will need evidence that his investment in property is free of title defects. In fact, your contract of sale probably requires it. The Market Title Services insurance policy is a guarantee of clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership. The Market Title Services name carries special authority; it assures a buyer that the title has passed the most careful scrutiny. In addition, it can help your deal close more quickly and easily.

Why the buyer needs title insurance

The best title search, performed by the most experienced and capable experts, cannot ensure that no title defects exist. Some problems just aren't revealed in public records. Your Owner's Title Insurance Policy protects your interest in the property against such unforeseen hazards as: mistakes in recording of legal documents; forged deeds, releases or wills; undisclosed or missing heirs, including spouses; deeds by persons of unsound mind; deeds by minors; deeds executed under invalid or expired power of attorney; liens for unpaid taxes and fraud; just to name a few.

Without a title insurance policy from Market Title Services, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title of your new property. As a result, you may be held fully accountable for any prior liens, judgments, or claims filed against your new property. However, your Market Title Services insurance policy insures that if such an occasion arises, you will be defended free of charge against all covered title claims and paid up to the amount of the policy to settle valid claims. With a title insurance policy from Market Title Services, backed by our vast resources and financial strength, you need never worry that your new property's history will tarnish your bright future.

For information about title insurance, including rate information, please visit stewartny.com and wltic.com .

Market Title Services is an agent for both Stewart Title Insurance Company and Westcor Land Title Insurance Company.

Successful Results and Satisfied Clients

Please call (518) 250-4450, or send our law firm an e-mail to schedule an initial consultation.